Casebook PBC Blog

Using Technology to Support Client Disability Income Approval

Written by Casebook Editorial Team | Jul 24, 2023 12:33:00 PM

Navigating the intricate process of disability income approval can be overwhelming. From understanding complex Social Security programs to managing extensive documentation, the task is challenging, yet crucial for securing essential support for your clients. What if there were a way to transform these challenges into opportunities? A tool that could streamline this process, enhance efficiency, and improve outcomes? That's where case management technology comes in. This article explores how case management technology can streamline your approach to Social Security disability applications. From simplifying documentation to enhancing reporting capabilities, this technology can significantly improve outcomes for disability income approval. Understanding Social Security Disability Programs These government initiatives are crucial in providing financial assistance to individuals who cannot work due to disability. The three key programs are Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), and the Compassionate Allowances program. Overview of SSI, SSDI, and Compassionate Allowances SSI is a federal income supplement program funded by general tax revenues, not Social Security taxes. It helps aged, blind, and disabled people with little or no income, providing cash to meet basic needs for food, clothing, and shelter. In contrast, Social Security taxes paid by workers, employers, and self-employed persons fund the SSDI program. To qualify for SSDI, one must be insured under the program and have a medical condition that meets Social Security's definition of a disability. Finally, the Compassionate Allowances (CAL) program is a way to expedite the processing of SSDI and SSI disability claims. It's applicable for those whose medical conditions are so severe that their conditions, by definition, meet Social Security's standards for disability benefits. Differences Between the Programs and Their Eligibility Criteria Though SSI and SSDI appear similar, they differ significantly. SSI eligibility hinges on financial need, requiring applicants to demonstrate limited income and resources. Additionally, eligibility extends to those 65 or older, the blind, or the disabled. Conversely, SSDI eligibility centers around one's previous work history. It necessitates a requisite number of work credits, which are a product of yearly wages or self-employment income. Also, the applicant must be under 65. Moreover, applicants must meet a strict definition of disability, which requires their medical condition to last at least one year or result in death. It is important to note that SSDI is not for partial disability or short-term disability. On the other hand, Compassionate Allowances encompass a variety of conditions that the Social Security Administration (SSA) deems severe enough to meet their disability standards. The conditions primarily encompass specific types of cancers, adult brain disorders, and several rare disorders affecting children. Possessing a CAL condition could expedite approval for disability benefits, cutting the process down to days instead of months or years. Expedited Processing for Certain Cases To ensure those in dire need receive assistance as quickly as possible, the SSA provides expedited processing of disability claims under specific conditions.